DUBAI PROPERTY CONSULTANT
Tired of endless browsing for properties? Let aA take care of you!
arjun Ajith
Arjun doesn’t follow the market!
He stays three steps ahead of it. Built on an Economics & Finance background and an obsession with high-growth opportunities, he works with NRI investors, UAE residents, and first-time buyers who are done playing it normal. Dubai and Kerala are just the beginning. The next big markets are already on the radar, and when they move, so will his clients.
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SERVICES
OFFPLAN
ADVISORY
SECONDARY
RESALE
PROPERTY
MARKETING
PAYMENT PLAN
ADVISORY
NRI &
CROSS-BORDER GUIDANCE
PORTFOLIO
CONSULTATION
CLIENT TESTIMONIALS
WHY
aA?
With 2 years of hands-on experience in real estate, Realtor Arjun is committed to helping clients make smart and confident property decisions. From finding the right investment opportunities to securing the perfect home, Arjun focuses on transparency, market knowledge, and personalized service. Every client receives dedicated support, honest guidance, and a smooth buying or selling experience. Whether you’re an investor or a first-time buyer, Realtor Arjun works to deliver value that goes beyond the deal.
WHAT I'M KNOWNN FOR
FREQUENTLY ASKED QUESTIONS!
Why should I consider investing in Dubai real estate instead of my home country?
Every market has its strengths, but Dubai offers a few structural advantages that many international investors find compelling:
- Tax efficiency – No capital gains tax, no annual property tax, and no income tax on rental earnings. Compare this to countries like the UK (capital gains tax, stamp duty, income tax on rentals) or India (capital gains tax, TDS, stamp duty + registration charges)
- Higher rental yields – Dubai often delivers 6–9% gross yields, compared to 2–4% in cities like London or Mumbai
- 100% foreign ownership – In designated freehold areas, foreigners can own property outright — no local partner or citizenship needed (unlike many markets with ownership restrictions, e.g., Egypt’s approval requirements for foreigners in certain zones)
- Currency stability – AED is pegged to the USD, reducing currency risk compared to more volatile currencies (e.g., EGP, INR)
- Golden Visa eligibility – Property investment above AED 2M can qualify for UAE’s 10-year residency visa
- Global connectivity & safety – Strong infrastructure, low crime rate, and a business-friendly, globally connected hub
- Growing demand – Population growth, tourism, and Expo/Vision-driven development continue to support long-term demand
That said, every investor’s goals (income vs. appreciation vs. lifestyle vs. diversification) are different. Contact aA to discuss how Dubai fits into your personal investment strategy compared to your home market.
What additional costs should I budget for when buying property in Dubai, besides the purchase price?
Beyond the property price, buyers should budget roughly 7–8% extra for the following:
- DLD Transfer Fee – 4% of the property value (paid to Dubai Land Department)
- DLD Admin Fee – AED 430 (ready property) or AED 40 (off-plan)
- Trustee Office Registration Fee – AED 4,000 (properties above AED 500K) or AED 2,000 (below)
- Agency Fee – Typically 2% + 5% VAT of the purchase price
- Mortgage Registration Fee (if financing) – 0.25% of the loan amount + AED 290
- NOC Fee – AED 500–5,000, paid to the developer
- Service Charges – Annual, calculated per sq. ft. and varies by building/community
Exact figures depend on the property type, value, and developer. Contact aA for a detailed cost breakdown tailored to your specific property.
How liquid is the Dubai property market — will I be able to resell easily if I need to?
Dubai’s resale market is generally active, especially for well-located, ready properties in established communities. That said, liquidity depends on a few factors:
- Location & community – Established areas (Downtown, Marina, Palm Jumeirah, JVC, Business Bay) tend to have faster resale cycles due to consistent demand
- Property type – Studios and 1–2 bed apartments resell faster than large villas/mansions due to a bigger buyer pool
- Price point – Mid-market properties move quicker than ultra-luxury, which has a smaller buyer segment
- Off-plan vs. ready – Off-plan can often be resold (assigned) before handover, sometimes with strong appreciation, but this depends on the developer’s payment plan and resale policies
- Market cycle – Like any market, timing affects how quickly you sell and at what price
On average, well-priced ready units in good locations can sell within a few weeks to 2–3 months. Contact aA to discuss resale potential for a specific property or community you’re considering.
Can foreigners get a mortgage in Dubai, and what are the eligibility requirements?
Yes, non-residents and expat residents can both get home loans in Dubai, though terms differ slightly:
- Loan-to-Value (LTV)
- UAE residents: up to 80% for first property (under AED 5M)
- Non-residents (living abroad): typically up to 50–60%
- Minimum salary – Usually AED 15,000–25,000/month (or equivalent), varies by bank
- Age – 21–65 years (salaried) or up to 70 (self-employed), at loan maturity
- Employment – Minimum 6 months to 1 year in current job/business, depending on the bank
- Down payment – Balance not covered by LTV, plus costs (DLD fee, registration, etc.)
- Documents – Passport, visa (if resident), salary certificate/bank statements, credit report (or international equivalent for non-residents)
- Debt Burden Ratio – Total monthly loan repayments usually capped at 50% of income
Rates and terms vary by bank and whether you’re a UAE resident or applying from abroad. Contact aA to connect you with mortgage advisors and find the best option for your profile.